Hi, MarketWatchers. Don’t miss these top stories. Inflation isn’t reason enough for a hardship withdrawal, but you can get money from your retirement if you follow these rules There are strict rules for taking money out of a 401(k) or IRA, which you have to master if you need access to your savings. Read More ‘The recession debate is not a parlor game’: A downturn would hit low-income people the hardest, says Moody’s Zandi Mark Zandi, chief economist at Moody’s Analytics, says the Fed must ‘be careful not to overdo the monetary tightening and push the economy into reduction.’ Read MoreInflation hit Americans’ wallets hard this year — here’s what they plan to do about it in 2023While consumers look at their finances, can a year-end deal on Capitol Hill help? Read MoreBlinged-out Brooklyn bishop who was robbed during a sermon hit with federal fraud and extortion charges Lamor Whitehead, who made headlines when gunmen stole $1 million in jewelry from him, was accused of ripping off parishioners and lying to the FBI. Read MoreLEDs will replace all traditional light bulbs under the Biden administration rules Light-bulb efficiency rules would effectively phase out compact fluorescent bulbs and move households decisively to LEDs Read MoreBuilder sentiment fell every single month in 2022. Builders say there’s a silver lining. Homebuilder sentiment dropped for the 12th straight month, as inflation rates and construction costs stay high, the National Association of Home Builders said Read MoreBuying gifts? Why ‘buy now, pay later’ could be a dangerous option for many holiday shoppers If you can’t afford the full price now, what makes you think you’ll be able to afford it in six weeks? Read More Car shoppers face the tightest credit market in more than a year, but there’s good news The average new car price now stands at a record $48,681, and access to auto credit tightened in November. But there’s one bright spot. Read More