Hi, MarketWatchers. Don’t miss these top stories.CFPB’s allegations against Wells Fargo: illegal fees, wrongful car repos and misapplied payments The watchdog agency said Tuesday that the bank would pay $3.7 billion for wrongdoing and mismanagement, with more than $2 billion in redress to consumers . Read More 3M will stop making harmful PFAS found in hundreds of household items — what are ‘forever chemicals’? 3M’s ban is the latest response to “forever chemicals.” The UN dedicated World Water Day to PFAS and their harm to groundwater. Congress has acted too. Read MoreThis 28-year-old negotiated her pay to $500,000 — and found work-life balance How she job-hopped her way to half a million dollars in pay while also finding more time to spend with her family. Read MoreNo love for meme stocks — stock-trading kids are loading up on Apple and index funds In joint accounts with parents, kids younger than 18 are learning to play the stock market, mostly for the better. Read More Even with the mortgage-rate surge, homes for sale remain in short supply in cities and towns A MarketWatch analysis shows that housing inventory remains depressed. You can use our data tool to see how higher rates have affected your local area. Read MoreU.S. building permits fall 11.2% in November, while housing starts only dip slightly. Construction on new US homes fell 0.5% in November. The Commerce Department said Tuesday Read MoreInflation isn’t reason enough for a hardship withdrawal, but you can get money from your retirement. if you follow these rules There are strict rules for taking money out of a 401(k) or IRA, which you have to master if you need access to your savings. Read MoreThese cars, trucks, SUVs, minivans and EVs are best buys for 2023 For smart shoppers who like value and reliability, these are the best cars, trucks, and SUVs recommended by KBB for most buyers across a range of segments Read More