PERSONAL FINANCE

3 Places to Put Your Retirement Money During a Recession

3 Places to Put Your Retirement Money During a Recession

Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. Terms apply to offers listed on this page. Some economists have warned that a recession is likely in 2023, which means …

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Don’t Have a Safe for Documents?  That Could Cost You More Money and Time Than You’d Ever Guess

Don’t Have a Safe for Documents? That Could Cost You More Money and Time Than You’d Ever Guess

Image source: Getty Images A safe is an important part of your home security system. Key points It’s likely that you have important documents, cash, or valuable items you want to protect.Having cash or valuables stolen from your home if they’re not kept secure can directly cost you money.You’ll lose time if you have to …

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Wedding Planning on a Budget — Cut Costs and Reduce Stress

Wedding Planning on a Budget — Cut Costs and Reduce Stress

Pent-up demand from the pandemic, combined with inflation, has driven up the cost of the average wedding to more than $27,000, according to market research firm The Wedding Report (opens in new tab). I’m in the midst of my own wedding-planning journey, treading water in a sea of ​​decisions with my fiancé. But in the …

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Dave Ramsey: Millennials and Gen Z living at home are a ‘trainwreck’

This cohort (those ages 18 to 29) is driving the growth for luxury goods in the US, say Morgan Stanley analysts in a December report. The analysis found that living at home freed up older Gen Z’s and younger millennials’ discretionary spending, enabling them to snap up designer handbags and watches. Ramsey, a self-made millionaire …

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Want Higher Yields? Here’s Where to Stash Your Cash

Image source: Getty Images These options will not make you rich, but they will protect your money. Key points Money left in a traditional checking account is chipped away by inflation. Cash invested in some higher-yield options is liquid from day one. Only accounts insured by the federal government are without risk. If you’re a …

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It’s Easier to Borrow Money When You Don’t Really Need It. Here’s Why

Image source: Getty Images This is something every borrower needs to understand. Key points People in good financial standing have an easier time getting loans because they have a lower risk of defaulting on the loan. If you have a lower credit score and not much in savings, a lender might charge you a higher …

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Education Expenses 2023: What education expenses are tax deductible?

The topic of student loans is a hotly contested one across the United States. In 2022, President Joe Biden announced that he would be giving up to 20,000 dollars in student loans for those who are eligible. While that proposal is still being argued by the Supreme Court, it did shine new light on the …

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